Ruby Tuesday's total compensation package is more than just your paycheck - it includes an assortment of benefits that provide financial protection, help you save for the future, and allow you to enjoy personal time. Medical and dental care, life insurance, disability protection, and savings programs are just some of the benefits available. At Ruby Tuesday, you have the flexibility to create your own benefits package by choosing the plans that are best suited to meet your needs and those of your family.

Personal wellness amid the entire Ruby Tuesday team will, ultimately, lead to more productivity, energy and focus. That's why we provide eligible team members with competitive benefits that include:

• Day One Health Care Plan (coverage from first day of employment)

• Comprehensive health care plans (PPO)

• Dental and vision plans

• Paid vacation

• 401(k) plans

• Life insurance

• Employee Stock Purchase Plan (ESPP)

• Educational assistance

• Credit Union

This summarizes benefit and policy terms for Ruby Tuesday, Inc. It does not discuss every detail of the plan under which benefits are made available and it does not present some technical aspects of the plans that may affect your right to participate in or receive benefits. If there is any inconsistency or ambiguity between the plan documents and this communication, the plan documents will control. The Company reserves the right to change or terminate benefits at any time.